Banking & lending (India)
India. KYC, Loan applications and sanction letters, Loan agreements, CIBIL reports, Bank statements…
India
Banking and lending
Extract and verify KYC, income and loan documents for Indian banks, NBFCs and lenders, with human review where it matters.
The problem
Where the time goes
- Loan files combine identity, income, bank and collateral documents in varying formats
- Operations staff re-key applicant details across systems
- Mismatches between documents are easy to miss in manual review
- Auditors expect a record of who checked what
Documents
Documents we handle
- KYC
- Loan applications and sanction letters
- Loan agreements
- CIBIL reports
- Bank statements
- Income documents
- NACH mandates
- Udyam / MSME
- Valuation reports
Industry packs
Packs available
Each pack ships document types, extraction schemas, validation rules, smart folders and sample questions.
Use cases
What teams automate
KYC and loan file processing
Extract and validate identity, income and loan documents so credit and operations teams review structured data instead of loose scans.
See the workflowHow it works in practice
Each document in a loan file is classified and matched to a schema from the India banking pack. Droqify extracts applicant names, identifiers, income figures, account details, loan terms and collateral details, with a confidence score on each field. Validation rules check formats and flag values that disagree across documents, for example a name or date of birth that differs between a KYC document and an application.
Where people stay in the loop
Files with low-confidence fields, failed checks or unrecognised documents go to a human review queue. An operations reviewer sees the source document alongside the extracted values, corrects errors and approves. Each action is recorded in an audit log.
Linking the file
Related documents for the same applicant or loan can be linked so an underwriter sees the full file in one place. Smart folders group files by rules such as product or branch, and search and chat help locate specific details in processed documents.
Deployment
Droqify runs as SaaS, single-tenant in your own Azure subscription, or as a managed service. Tenants are isolated, access is role-based, and results are delivered through the API and webhooks.
FAQ
Questions we hear
Which documents does the banking pack cover?
KYC, loan applications and sanction letters, loan agreements, CIBIL reports, bank statements, income documents, NACH mandates, Udyam / MSME documents and valuation reports.
Does Droqify make credit decisions?
No. It extracts and validates data from documents and flags issues. Credit and approval decisions remain with your team and systems.
Does it support DPDP Act obligations?
Droqify is designed to help customers meet data protection obligations through access control, audit logging and tenant isolation. It does not make a customer compliant by itself, and we do not claim data stays in a particular country.
Can we integrate with our loan origination system?
Extracted data and status are available through the API and webhooks. Integration scope is agreed per customer.
See Droqify on your banking and lending documents
Bring a few sample documents (synthetic or redacted) and we will show the extraction, review and search end to end.